On Sunday November 1st, the third round of enrollment in the Patient’s Protection and Affordable Care Act (PPACA) will start. The period for Open Enrollment goes from November 1st to January 31st. Here are a few statistics about the plan since its implementation in 2013: The Affordable Care Act, otherwise dubbed ‘Obamacare,’ has enrolled over 10 million Americans in the Health Insurance Marketplace as of March 31, 2015. Since the bill was passed in 2010, more than 16 million people have since become insured with over 12 million people enrolled in Medicaid; this leaves over 26 million people still without any form of health insurance.
According to the Health and Human Services website, the ACA allows consumers to take charge of their health care – especially with the implementation of the “Patient’s Bill of Rights” as per the Patient’s Protection part in the title of the bill, which informs consumers of the variety of options they have. There are a few key areas in which the Affordable Care Act protects consumers. The bill does not allow health insurance companies to deny claims due to pre-existing conditions. In addition, children are allowed to stay on their parents’ plan until the age of 26. There is also a total of 10 benefits provided for each person who enrolls in health insurance via the Healthcare Marketplace. These benefits may include outpatient care coverage, preventative and emergency services, hospitalization, pediatric, maternity, and newborn care, mental health services, prescription drugs, and rehabilitation and laboratory services.
It is very apparent that the Affordable Care Act is beginning to fulfill the goals that it originally set out to fulfill, although there is still plenty of opposition against the bill. As of February 2015, the Republican House of Representatives has now voted a total of 67 times in order to repeal and defund the Affordable Care Act, which was (not surprisingly) vetoed by the Obama Administration. The Act has also faced legal opposition, facing two Supreme Court cases that ruled in favor of the ACA with a few stipulations.
Regardless of the opposition, the Affordable Care Act will continue to impact lives as the third year of enrolling in the plan begins in 2 days. If you need any help or have any questions regarding the ACA, please visit www.healthcare.gov.